The Top Ten Things that Ruin Budgets

By Mitchell D Weiss
Budgets are a necessity to keep personal finances in order, but they arent necessarily easy to keep. There are plenty of things that can quickly ruin a budget and ruin the best laid financial plans. Here are the top ten things that ruin budgets:
Shopping Hungry or without a Plan of Attack
This ones obvious dont go food shopping hungry and be sure to have a list in hand. Otherwise youll blow your budget. Also, carefully consider moving up to larger, economy sized products. Compare cost per volume or weight and also, focus on the shelf life because youre going to have it around for a while longer.
Frequent ATM Use
Most of my students hit the ATMs more than 2 or 3 times a week.